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Member Info

  • Member Type: Regular Member
  • Profile Views: 1,088 views
  • Friends: 9 friends
  • Last Update: December 8, 2012
  • Joined: August 5, 2012

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Teneshia LaFaye

Info

Personal Information

  • First Name Teneshia
  • Last Name LaFaye
  • Gender Female
  • City & State Jacksonville, FL
  • Birthday August 9, 1976

Contact Information

  • Website http://www.mytensense.com
  • Twitter www.twitter.com/teneshialafaye
  • Facebook www.facebook.com/mytensense

Personal Details

  • About Me I'm a speaker, author and blogger in the area of personal finance. I give common sense advice about money. My second book, Mom's Money Lessons, is about to be released in late August. I mainly blog about living on a budget, saving for a rainy day and credit.

  • Updates
  • Jessica Ann Mitchell
    Jessica Ann Mitchell is now friends with Teneshia LaFaye.
    • December 8, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: What to do when your money is low
    When your money is low and you are falling short on your bills or just making ends meet, you probably think about getting one of three things to increase your cash flow:A tax refund checkA job raiseA winning lottery ticket   A financial aid check a...
    • December 8, 2012
  • Teneshia LaFaye
    Teneshia LaFaye has added a new profile photo.
    • November 18, 2012
    • william jackson likes this.
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Making more money isn’t the answer
    When I was making $40,000 per year in my mid-20s, I remember struggling to make ends meet and not even being able to afford to go on a vacation. I thought, “If only I made more money by getting a bigger raise.” A few years later, I doubled my...
    • November 18, 2012
    • Denise Turney likes this.
    • View all 9 comments
    • Teneshia LaFaye
      Denise Turney Appreciate what you shared. I've found it's very important to keep expenses well below my net income, as we don't know all the details of tomorrow.
      • November 21, 2012
      • - 2 like this
    • Teneshia LaFaye
      n/a Zhana You all might be interested in a couple of book reviews: Attract Abundance Now with EFT http://www.squidoo.com/attract-abundance-now-with-eft Money and...  moreYou all might be interested in a couple of book reviews: Attract Abundance Now with EFT http://www.squidoo.com/attract-abundance-now-with-eft Money and the Law of Attraction http://www.squidoo.com/Money-and-the-Law-of-Attraction It's about money but it's not just about money.  
      • November 23, 2012
    • Teneshia LaFaye
      Kimsuccess Milton Thanks for sharing! It's good to know there are some that have a healthy mindset about money. Wealth and money is not a bad thing, just how we use it. Recently on FACEBOOK and alot of people have fallen into the hype of Thursday shopping. They could for...  moreThanks for sharing! It's good to know there are some that have a healthy mindset about money. Wealth and money is not a bad thing, just how we use it. Recently on FACEBOOK and alot of people have fallen into the hype of Thursday shopping. They could forego all that and put some money in savings. We don't have to follow what the marketers and stores want us to do. We are making them RICH and we are getting more and more in debt.  
      • November 23, 2012
      • - 1 likes this
    • Teneshia LaFaye
      Kimsuccess Milton Why do people fall for this EVERY year. In my family, I don't give for Christmas, I celebrate birthdays with gifts. My children are older (12, 16, 18, 23 yrs old) so I can get away with this. But had I realized, I could have started earlier. Some people...  moreWhy do people fall for this EVERY year. In my family, I don't give for Christmas, I celebrate birthdays with gifts. My children are older (12, 16, 18, 23 yrs old) so I can get away with this. But had I realized, I could have started earlier. Some people's financial situation does not allow for all the gifts and they stress. Our money issues are really screwed up because of following blindly after retailers.  
      • November 23, 2012
      • - 1 likes this
    • Teneshia LaFaye
      Kimsuccess Milton Just wanted to add: STOP and THINK! Who rules your household? Michigan Ave (Chicago)/Madison Ave (New York) or YOU. You can celebrate everyone in your household without going on spending binges every holiday. If it sounds like I am knocking holidays, I AM...  moreJust wanted to add: STOP and THINK! Who rules your household? Michigan Ave (Chicago)/Madison Ave (New York) or YOU. You can celebrate everyone in your household without going on spending binges every holiday. If it sounds like I am knocking holidays, I AM. They are too commercialized. Keep it simple and give your family love, not things! And I know you are buying in between holidays too so give yourself a break!  
      • November 23, 2012
      • - 1 likes this
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with Olana Parquette.
    • November 18, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Prepare your children so they don’t ask for hando
    Generally parents want what’s best for their children, but some of us go about it the wrong way by giving our kids whatever their heart desires to overcompensate for what we didn’t receive in our childhood.   But by spoiling your childr...
    • October 6, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on william jackson's blog entry: very powerful and well-written. I hope people really let this seep into their brains to improve their relationships.
    • September 25, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: 10 things college students should know from stude
    Many children think their parents have no clue and can’t relate to their situations. But they don’t realize that their parents were once kids and know exactly what they’re doing and the problems they’re facing because their parents...
    • September 25, 2012
    • Jessica Ann Mitchell likes this.
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Former NFL star blows through $30 million and why
    It was assumed that former Heisman Trophy winner and first-round NFL draft pick Vince Young struggled with some mental difficulties when he was the starting quarterback for the Tennessee Titans. Well, he obviously didn’t have his head on straight to...
    • September 23, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on Lisa M's blog entry: Lisa, no, there is nothing wrong with white people using the word "ghetto" because "ghetto" just means a slummy area or something broken down. The word originated in Germany where Hitler banished the Jews to slummy areas called the "Jewish ghettos" while ...  moreLisa, no, there is nothing wrong with white people using the word "ghetto" because "ghetto" just means a slummy area or something broken down. The word originated in Germany where Hitler banished the Jews to slummy areas called the "Jewish ghettos" while they stripped the Jews of their homes, businesses and possessions before transferring them to the concentration camps. So "ghetto" doesn't mean black. At least it didn't originate that way. Btw, I educate people about personal finances. "Like" my Facebook page, www.facebook.com/mytensense, for my money tips and trivia.  less
    • September 23, 2012
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with Kimsuccess Milton.
    • September 22, 2012
  • Pam McCray
    Pam McCray is now friends with Teneshia LaFaye.
    • September 18, 2012
  • @JoinBBC Staff
    @JoinBBC Staff is now friends with Teneshia LaFaye.
    • September 18, 2012
  • Teneshia LaFaye
    Teneshia LaFaye Poll question: Do you think a person should save for a rainy day first or save for retirement first? And Why do you say that? Post your response and then I will post my viewpoint. Btw, "like" my Facebook financial advice page for my latest smart...  morePoll question: Do you think a person should save for a rainy day first or save for retirement first? And Why do you say that? Post your response and then I will post my viewpoint. Btw, "like" my Facebook financial advice page for my latest smart money tips, www.facebook.com/mytensense    
    • September 18, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on Teneshia LaFaye's blog entry: You're welcome, Pam. I would appreciate it of you like my Facebook page, www.Facebook.com/mytensense, to get my latest money tips.
    • September 17, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Be honest about how you handle your money
    If you're not where you want to be financially, be honest with yourself about how you utilize your money because it's not how much money you make, it's how much you keep.   So regardless of whether you aren't earning the amount of money you would p...
    • September 15, 2012
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with Denise Turney.
    • September 8, 2012
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with Insane Asylum Blog (Mr Chap).
    • September 8, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: 5 ways to properly prepare for retirement
    I meet with retired individuals every day, and it’s eye-opening that most of them can barely pay for their groceries and medications and some are struggling to pay mortgages. And 99% of them don’t even have $100 saved in the bank.   Thi...
    • September 8, 2012
  • Teneshia LaFaye
    Teneshia LaFaye → Personal Finance Bloggers/Writers: If you are tired of your adult children asking you for money or you want to prepare your young children for the real world, you should get them one of my financial advice books. Both are available on Amazon. Mom's Money Lessons teaches good money habits f...  moreIf you are tired of your adult children asking you for money or you want to prepare your young children for the real world, you should get them one of my financial advice books. Both are available on Amazon. Mom's Money Lessons teaches good money habits for ages 16-25 and What My Mom Taught Me About Money is for ages 10-15. Topics discussed in both books are living on a budget, saving for a rainy day, credit card traps, retirement planning and more. "Like" my Facebook page for my latest common sense money tips, www.facebook.com/mytensense  less
    • September 6, 2012
  • Teneshia LaFaye
    Teneshia LaFaye joined the group Personal Finance Bloggers/Writers
    • September 6, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Obamacare doesn’t jeopardize Medicare
    When I meet with people regarding their Medicare, at lease once a week one of them asks me if Obamacare reduces their Medicare benefits. They are scared about the future of Medicare after watching constant deceptive ads from Republican presidential candid...
    • September 6, 2012
    • Pam McCray likes this.
    • Teneshia LaFaye
      Pam McCray Very informative thank you for sharing.
      • September 17, 2012
    • Teneshia LaFaye
      Teneshia LaFaye You're welcome, Pam. I would appreciate it of you like my Facebook page, www.Facebook.com/mytensense, to get my latest money tips.
      • September 17, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Be rewarded for spending
    Although I’m not one to clip coupons, I do like to save money on purchases. So I save the simple way, by signing up for rewards cards at the stores I utilize the most.   I have a rewards card at my favorite breakfast spot, my favorite lunch s...
    • September 2, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Show and tell your kids why they shouldn't spend
    Before I learned how to manage my money, I used to spend my whole paycheck before I even received it. How do you spend your paycheck before you get it? Well, you mentally think about all of the bills or upcoming life events that you have to pay for and yo...
    • August 26, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    MyTenSense: This is the stupidest financial advice ever!
    It’s hard to find a financial advisor you can trust because they get a nice commission when you roll your 401k and investments over to them and many of them seem to be unfazed when you try to reach them to inquire on why your investments are losing ...
    • August 19, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Shame on Montel Williams for "bad credit loans"
    Montel Williams received noteriety for his late 1980s tour, Mountain Get Out of My Way, that motivated teenagers to overcome obstacles, and he was rewarded with his own talk show, The Montel Williams Show, that ran from 1991 to 2008.   But now Mont...
    • August 15, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: 10 easy steps to teach a young child about money
    My 8-year-old got a hard lesson in economics today to understand what many adults encounter on a regular basis.He spent more than the paycheck he earned for the week. He made $5 from household chores, but he spent $7.48 to buy a mini Lego set from Toys R ...
    • August 13, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Back to school money lessons for high school and
    I’m always willing to use my mistakes to help others. So I freely admit I’ve had a car repossessed. I almost went to jail three times for writing bad checks, and I climbed out of poor credit to build my first house. I wish I knew as a teenage...
    • August 10, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: Money lessons to teach children, teens and young
    I’m sure you’ve muttered the phrases, “If I only knew then, what I know now” or “If I could just step into a time machine”.   Since you can’t turn back time and avoid some of your mistakes, you probably do ...
    • August 10, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on Teneshia LaFaye's photo: Yep, all black people have curly hair if we stop putting creamy crack (aka relaxers) in our hair and moisturize our hair.
    • August 10, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on william jackson's blog entry: Thanks, William. I feel better now. But I must confess, one time my male friends influenced me to bully a new girl at the daycare and I roughed her up in the pool area and kept pushing her in and no daycare worker stepped in and stopped me. I felt bad abo...  moreThanks, William. I feel better now. But I must confess, one time my male friends influenced me to bully a new girl at the daycare and I roughed her up in the pool area and kept pushing her in and no daycare worker stepped in and stopped me. I felt bad about and was nice to her for the rest of the day although my friends still tried to influence me to push her around. I didn't listen. Although I was nice to her the rest of the day, she and her little brother never came back to the daycare.  
    • August 10, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on william jackson's blog entry: I was a daycare bully believe it or not. I pushed and put people in headlocks. They were boys who were bigger than me, and I'm a female. So they probably were letting me push them around and put them in headlocks. But I never punched, kicked or bit them. ...  moreI was a daycare bully believe it or not. I pushed and put people in headlocks. They were boys who were bigger than me, and I'm a female. So they probably were letting me push them around and put them in headlocks. But I never punched, kicked or bit them. It was lots of fun. But in hindsight, I wish I wouldn't have done that because I would not like a girl pushing around my sons.  
    • August 9, 2012
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with william jackson.
    • August 9, 2012
  • Teneshia LaFaye
    Teneshia LaFaye is now friends with Deborah Gabriel.
    • August 9, 2012
  • Teneshia LaFaye
    Teneshia LaFaye commented on Tyese Knighten's blog entry: you left out "financial advice". I would love to fill that role if you're interested. I've written two financial advice books and I have a financial advice blog, www.mytensense.com. Teneshia
    • August 7, 2012
  • Teneshia LaFaye
    Teneshia LaFaye has added a new profile photo.
    • August 7, 2012
    • william jackson likes this.
    • Teneshia LaFaye
      william jackson I like the new look...
      • August 9, 2012
    • Teneshia LaFaye
      Teneshia LaFaye thanx!
      • August 9, 2012
  • Teneshia LaFaye
    Teneshia LaFaye wrote a new blog entry:
    My Ten Sense: 5 things to consider before becoming a homeowner
    With interest rates at historic lows, it’s very tempting for renters to become homeowners.   Owning a home is considered to be the American dream, but it’s not meant for everybody. Sure, it’s nice to think about hosting cookouts i...
    • August 7, 2012
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Blogs

  • My Ten Sense: What to do when your money is low

    Posted December 8, 2012

    When your money is low and you are falling short on your bills or just making ends meet, you probably think about getting one of three things to increase your cash flow:A tax refund checkA job raiseA winning lottery ticket   A financial aid check also may be a cash boost if you’re in co...

  • My Ten Sense: Making more money isn’t the answer

    Posted November 18, 2012

    When I was making $40,000 per year in my mid-20s, I remember struggling to make ends meet and not even being able to afford to go on a vacation. I thought, “If only I made more money by getting a bigger raise.” A few years later, I doubled my income and traveled to Alaska, the Bahamas, ...

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    Posted October 6, 2012

    Generally parents want what’s best for their children, but some of us go about it the wrong way by giving our kids whatever their heart desires to overcompensate for what we didn’t receive in our childhood.   But by spoiling your children, you are setting them up for failure. They...

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    Many children think their parents have no clue and can’t relate to their situations. But they don’t realize that their parents were once kids and know exactly what they’re doing and the problems they’re facing because their parents were once kids. So if they are willing to li...

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    It was assumed that former Heisman Trophy winner and first-round NFL draft pick Vince Young struggled with some mental difficulties when he was the starting quarterback for the Tennessee Titans. Well, he obviously didn’t have his head on straight to blow through $26 million dollars in six year...

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  • My Ten Sense: What to do when your money is low

    Posted December 8, 2012

    When your money is low and you are falling short on your bills or just making ends meet, you probably think about getting one of three things to increase your cash flow:A tax refund checkA job raiseA winning lottery ticket   A financial aid check also may be a cash boost if you’re in co...

  • My Ten Sense: Making more money isn’t the answer

    Posted November 18, 2012

    When I was making $40,000 per year in my mid-20s, I remember struggling to make ends meet and not even being able to afford to go on a vacation. I thought, “If only I made more money by getting a bigger raise.” A few years later, I doubled my income and traveled to Alaska, the Bahamas, ...

  • My Ten Sense: Prepare your children so they don’t ask for hando

    Posted October 6, 2012

    Generally parents want what’s best for their children, but some of us go about it the wrong way by giving our kids whatever their heart desires to overcompensate for what we didn’t receive in our childhood.   But by spoiling your children, you are setting them up for failure. They...

  • My Ten Sense: 10 things college students should know from stude

    Posted September 25, 2012

    Many children think their parents have no clue and can’t relate to their situations. But they don’t realize that their parents were once kids and know exactly what they’re doing and the problems they’re facing because their parents were once kids. So if they are willing to li...

  • My Ten Sense: Former NFL star blows through $30 million and why

    Posted September 23, 2012

    It was assumed that former Heisman Trophy winner and first-round NFL draft pick Vince Young struggled with some mental difficulties when he was the starting quarterback for the Tennessee Titans. Well, he obviously didn’t have his head on straight to blow through $26 million dollars in six year...

View All Entries
  • Personal Finance Bloggers/Writers
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    Come out, come out wherever you are! Our community needs people to help explain personal finance (wealth building strategies, money mindset, support, suggestions, etc.) with rigor and zeal. Join the group, post your personal finance articles, and let's build a community of responsible financial education advocates!
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